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Website Terms of Use

Last updated:
February 2, 2026

1. Introduction

These terms of use tells you the rules for using our website (riverlightfinancial.com). By accessing this site, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms, you must not use our site.

2. Who We Are

This site is operated by Riverlight Financial Services Ltd ("we").

  • Registered Address: KKVMS LLP, Capital Tower, 91 Waterloo Road, London, SE1 8RT.
  • Company Number: 12757675.
  • Regulation: We are an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Riverlight Financial Services Ltd is entered on the FCA register under reference 1021618.

3. UK Consumers Only

The guidance and information provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the United Kingdom. If you access this site from outside the UK, you do so at your own risk and are responsible for compliance with local laws.

4. No Financial Advice

The content on our site is provided for general information only. It is not intended to amount to financial advice on which you should rely. You must obtain professional or specialist advice (such as a consultation with one of our advisers) before taking, or refraining from, any action on the basis of the content on our site.While we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

5. Intellectual Property

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. These works are protected by copyright laws and treaties around the world. All such rights are reserved.You may print off one copy, and may download extracts, of any page(s) from our site for your personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way.

6. Limitation of Liability

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors.However, strictly regarding the use of this website:

  • We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.
  • We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with use of, or inability to use, our site.

7. Viruses and Misuse

We do not guarantee that our site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful.

8. Linking to Our Site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

9. Changes to These Terms

We may amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.

10. Governing Law

These terms of use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction.

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The Financial Ombudsman Service is available to mediate individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit: http://www.financial-ombudsman.org.uk/contact/index.html